Why do females pay more for car insurance?
In general, men pay more car insurance than women. Women generally drive less than men and have fewer accidents, which reduces the risk of insurance and leads to lower rates.
Is car insurance higher for girls?

Women prefer to pay less for car insurance than men. And it should come as no surprise that young drivers pay the most. Age is related to driving experience and risk of having a car accident. The high rates of car insurance offered by young drivers are starting to decline by the age of 25.
Which gender pays more for car insurance male or female?

Women on average pay more for car insurance than men, despite having fewer accidents, a study has shown. Women can pay up to 7.6% more than men in car insurance, depending on their age and location, a study by Zebra found.