What is the statute of limitations on uninsured motorist claims in Florida?
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Do insurance companies go after uninsured drivers in Florida?
Will my insurance company pursue an uninsured driver in Florida? It is illegal to operate a motor vehicle without insurance in the state of Florida, but insurance companies have no obligation to pursue uninsured drivers unless you have uninsured motorist coverage under your insurance policy.
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Why is uninsured motorist coverage so expensive in Florida?
Uninsured Drivers Since 20.4% of drivers in Florida are uninsured, the burden of covering the costs falls on insured drivers. Read also : Is Progressive or Geico cheaper?. This scenario leads to higher premiums for everyone as insurance companies must balance the risk of insuring accidents involving uninsured drivers.
What is required for uninsured motorist coverage in Florida?
In Florida, the minimum amount of UM coverage is 10/20, which means coverage starts at $10,000 per person and $20,000 per accident. You can opt-in for more coverage, but this will increase your premium. This may interest you : State farm auto insurance review 2023. Depending on what you include in your insurance plan, your policy may not cover certain damages.