Michigan auto insurance reform accelerates layoffs and job cuts, survey says

Posted Aug 12, 2022 at 10:52 am

Families of auto crash survivors needing long term care see hopes dashed after state auto insurance reform

A major overhaul designed to reduce state auto insurance premiums has left critics saying badly injured accident survivors are now paying the price. To see also : Another pain point for US drivers: Car insurance costs. The Speaker of the Michigan House – says it won’t happen anytime soon.

(FOX 2) – Nearly 7,000 people seriously injured in traffic accidents have been discharged from the hospital since Michigan’s new automobile reform law went into effect last year.

A survey of Michigan care providers found a 43% decline in the ability to care for patients who suffer catastrophic injuries after being involved in a car accident. The state auto insurance reform has also caused a loss of revenue for suppliers, leading to more than 4,000 healthcare workers losing their jobs in the past year.

The study was commissioned by the Michigan Brain Injury Association and conducted by the Michigan Public Health Institute. The findings are evidence that the number of people not receiving assistance after suffering injuries in traffic accidents is accelerating, the nonprofit said. It is the second phase of an investigation into the state of health care in Michigan after the reforms.

“In the seven months following the publication of that report, the legislature refused to adopt a simple solution that would have saved lives and protected jobs. Since then, the number of patient discharges has more than tripled and another 1,000 jobs. have been lost, “said Tom Constand, CEO of BIAMI. “It is morally reprehensible. This report should be read to all Michigan leaders.”

READ NEXT: As many auto insurance refunds as possible for Michigan drivers, state states

Auto insurance reforms passed in 2019 meant hundreds of dollars in savings for drivers. Anyone with cars registered in Michigan received $ 400 in refunds from the Michigan Catastrophic Claims Association earlier this year.

But these savings have also meant a reduction in the rates that suppliers rely on for the assistance of those who have been seriously injured in accidents.

The first survey conducted by the MPHI assessed the impacts of the rule change in a survey sent last year between September 29 and October 20. It found that 3,049 jobs in the sector had been cut. Another 1,548 patients were discharged. Almost all organizations in the survey reported that services such as case management, therapy, and care assistance were affected.

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Since then, the number of job eliminations and patient discharges has grown. In the second survey, providers reported a reduction or elimination of residential housing support, community-based therapy, outpatient treatment, nursing and case management.

“Thanks to our bipartisan auto insurance reform, Michigan drivers are receiving reimbursement checks of $ 400 per vehicle. Already, more than $ 906 million has been put back into the Michiganders’ pockets and our economy, and another $ 2. 1 billion is on the way, Governor Gretchen Whitmer said.

Can I track my MCCA refund?

To check the status of your refund, visit the MCCA Refund Payments portal. Read also : How do you avoid the birthday rule?. MCCA repayments are possible thanks to Michigan auto-no-fault reforms approved with bipartisan support in 2019 and solid financial returns on investments made by the MCCA.

Why haven’t I received my MCCA refund? Are you still waiting to get your car insurance refund? Anyone who has not yet received their auto insurance reimbursement can call the Michigan Department of Insurance and Financial Services (DIFS) at 833-275-3437 for further assistance. Operators are available from 8:00 to 17:00. from Monday to Friday.

Who gets the $400 insurance refund in Michigan?

To be eligible for a refund, Michiganders must have had an insured car, motorcycle, or RV to legally drive on Michigan roads as of 11:59 pm. Read also : What factors affect car insurance?. October 31, 2021. Refunds are $ 400 per vehicle or $ 80 per historic vehicle and must be submitted in the form of a paper check or ACH deposit no later than May 9, 2022.

Will I get a Michigan auto insurance refund?

Refunds are $ 400 per vehicle and $ 80 per historic vehicle. Refunds should have been issued to eligible drivers by the company that insured their vehicle on the registration date. This may not be the company currently insuring their vehicle.

Are Michigan drivers getting a second refund?

– The Michigan State Department of Insurance and Financial Services says another round of insurance reimbursements may be possible. The department set a May 9 deadline for insurance companies to return $ 400 to drivers who had a vehicle insured in the state of Michigan by October 31, 2022.

How much of a refund will Michigan drivers get?

Michigan drivers will receive insurance reimbursements of $ 400 per car from the trust fund.

Is the MCCA refund real?

The MCCA has announced that the refund will be $ 400 per eligible car or motorcycle. For example, if you had insurance policies for two cars starting at 11:59 pm. on October 31, 2021, you will receive a refund of $ 800. The refund is $ 80 per historic vehicle.

Will I get MCCA refund?

How much will the refund be? The MCCA has announced that the refund will be $ 400 per eligible car or motorcycle. For example, if you had insurance policies for two cars starting at 11:59 pm. on October 31, 2021, you will receive a refund of $ 800. The refund is $ 80 per historic vehicle.

What is MCCA refund?

The March MCCA transferred $ 3 billion to auto insurers for distribution to all eligible Michigan drivers insured as of October 31, 2021. Eligible Michigan drivers will receive a rebate of $ 400 for each insured vehicle and $ 80 per historic vehicle .

When can I expect my MCCA refund?

Over the next 60 days, refunds of $ 400 owed to drivers will be electronically deposited into bank accounts. Governor Gretchen Whitmer first announced the discounts in December 2021, with assurances that reimbursements will be transferred from the MCCA to insurers by Wednesday, March 9.

When can Michigan drivers expect insurance refund?

PETOSKEY â Michigan drivers can expect to receive a refund of $ 400 in the mail within the next month following a series of state legislator-approved auto insurance reforms in 2019. Payments are distributed on a per-vehicle basis to each policyholder car insurance that signed up on or after October 31, 2021 or earlier.

Is Progressive giving money back to customers?

Progressive returns $ 1 billion in customer rewards! Today we announced that we are providing approximately $ 1 billion in premium credits to Progressive personal car customers following fewer claims resulting from less frequent driving.

How do I get a refund from Progressive? Progressive’s customer support line is available 24 hours a day, 7 days a week. Dial 1-888-671-4405. Ask to speak to a progressive representative. Explain your situation and ask that they grant you the refund immediately.

Why did Progressive give me a refund?

Selling your car: If you sell your car and you no longer need coverage, your insurance company may send you a refund check if your policy is canceled before your term ends.

Who qualifies for the $400 Michigan insurance refund?

To be eligible for a refund, Michiganders must have had an insured car, motorcycle, or RV to legally drive on Michigan roads as of 11:59 pm. October 31, 2021. Refunds are $ 400 per vehicle or $ 80 per historic vehicle and must be submitted in the form of a paper check or ACH deposit no later than May 9, 2022.

How long does it take to get a refund check from Progressive?

While Progressive is known to return premium refunds within seven days, this is not always the case. The insurance company will automatically calculate your credit by the end of each billing period. Funds are repaid by the middle of the following month.

What is Progressive draft refund?

Progressive Corporation PGR has announced that it will return approximately $ 1 billion in premiums to its personal auto insurance customers. For policies in effect from April 30 this year, the company will reimburse 20% of the premium payable in April. The prize amount will be credited in May.

Who qualifies for the $400 Michigan insurance refund?

To be eligible for a refund, Michiganders must have had an insured car, motorcycle, or RV to legally drive on Michigan roads as of 11:59 pm. October 31, 2021. Refunds are $ 400 per vehicle or $ 80 per historic vehicle and must be submitted in the form of a paper check or ACH deposit no later than May 9, 2022.

Who’s eligible for Michigan auto insurance refund?

Step 1: are you qualified? To qualify, residents must have had a Michigan insured vehicle on October 31. The policy must meet the minimum insurance requirements for driving a vehicle on Michigan roads.

Will I get a Michigan auto insurance refund?

Anita Fox, director of the Michigan Department of Insurance and Financial Services, said auto insurers will automatically send refunds, in the form of checks or direct deposits, to eligible drivers. “If you are entitled to a refund, your auto insurer will automatically send it to you and you don’t need to take action.

Are Michigan drivers getting a second refund?

– The Michigan State Department of Insurance and Financial Services says another round of insurance reimbursements may be possible. The department set a May 9 deadline for insurance companies to return $ 400 to drivers who had a vehicle insured in the state of Michigan by October 31, 2022.

Why did Progressive send me a check?

If you finance or rent your car, your lender may request that you get the repairs. If you are not receiving repairs, we simply send you a payment for the cost of repairing the damage. So, your process is complete. If you are getting repairs, you can choose one of our affordable online stores.

Why would Progressive send me a check?

If you finance or rent your car, your lender may request that you get the repairs. If you are not receiving repairs, we simply send you a payment for the cost of repairing the damage. So, your process is complete.

Why did the insurance company send me a check?

Auto insurance companies can send a check as a tactic to avoid paying higher compensation for injuries. Often, when you cash a check from an insurance company, you waive any future claims or compensation.

What is the most popular car insurance?

We surveyed more than 10,000 policyholders nationwide and found that the following insurers represent the leading auto insurance companies:

• # 1 USAA.
• # 2 State farm.
• # 3 Farmers.
• # 3 Nationwide.
• # 3 Geico.
• # 6 Allstate.
• # 6 Travelers.
• # 8 Progressive.

Which Insurance Is Best For Cars?

How are the Michigan insurance refunds paid?

If you are eligible for a refund, a check should have been sent to you or deposited directly into your account by your insurance company – and not as a utility bill. Also, you shouldn’t have done anything to receive it. Reimbursement is $ 400 per eligible car, motorcycle, or RV and $ 80 per historic vehicle.

What if I didn’t get my car insurance refund? Eligible drivers started receiving ACH checks or deposits in March, but what if you don’t get yours? Officials say anyone who has not yet been reimbursed should contact their insurance company first and then the Department of Insurance and Financial Services if they can’t resolve it.

Did not Receive Michigan auto insurance refund?

“If you are eligible for a refund but haven’t received it yet, you should contact the auto insurer who covered your vehicle on October 31, 2021 to make sure the refund has been issued,” the Michigan Department of Insurance said and Anita Fox, director of financial services.

Who qualifies for the $400 Michigan insurance refund?

To be eligible for a refund, Michiganders must have had an insured car, motorcycle, or RV to legally drive on Michigan roads as of 11:59 pm. October 31, 2021. Refunds are $ 400 per vehicle or $ 80 per historic vehicle and must be submitted in the form of a paper check or ACH deposit no later than May 9, 2022.

How do I claim my Michigan insurance refund?

The Department of Insurance and Financial Services â DIFS, for short â will answer your calls at 833-ASK-DIFS or 275-3437 from 8:00 am to 5:00 pm. Monday to Friday and help you with your request. You can also email DIFS at autoinsurance@michigan.gov.

How does Michigan insurance refund work?

To be eligible for a refund, Michiganders must have had an insured car, motorcycle, or RV to legally drive on Michigan roads as of 11:59 pm. October 31, 2021. Refunds are $ 400 per vehicle or $ 80 per historic vehicle and must be submitted in the form of a paper check or ACH deposit no later than May 9, 2022.

Is the Michigan insurance refund direct deposit?

Depending on how drivers pay for insurance, they can get reimbursed via direct deposit or physical check.

How much will Michigan insurance refund?

Refunds of $ 400 per vehicle for eligible drivers were made possible by the cost savings created by the historic bipartisan Michigan auto insurance reform bill signed by Governor Whitmer in 2019.

Did not Receive Michigan auto insurance refund?

Anyone who has a vehicle, motorcycle, or RV covered by a policy that allows them to operate in Michigan on or after October 31, 2021, is eligible for a refund. Eligible drivers who have not received refunds should contact their insurers, who can only return the money via a check or direct deposit.